EndorsementChange

An atomic change within an endorsement, scoped to a single coverage. Captures what was modified, added, or removed, along with the premium impact attributable to this specific change.

Structure

Name	Card.	Type	Description
REndorsementChange			An atomic change within an endorsement, scoped to a single coverage.
●coverage	1..1	Reference	Reference to the coverage being changed
●action	1..1	add | modify | remove	The action being performed on the coverage.
[ ]limits	0..*	CoverageLimit	Modified or new coverage limits (values after the endorsement takes effect)
●deductible	0..1	Deductible	Modified or new deductible
[ ]coverageExtensions	0..*	CoverageExtension	Modified, added, or removed coverage extensions
[ ]classifications	0..*	Classification	Modified classifications
●premiumChange	0..1	Money	Premium change attributable to this specific coverage change
●description	0..1	string	Human-readable description of this specific change

Example

{
  "coverage": {
    "reference": "Coverage/cov-gl-001",
    "display": "General Liability"
  },
  "action": "modify",
  "limits": [
    {
      "type": {
        "text": "Each Occurrence"
      },
      "amount": {
        "value": 2000000,
        "currency": "USD"
      }
    }
  ],
  "premiumChange": {
    "value": 2500,
    "currency": "USD"
  },
  "description": "Increase each-occurrence limit from $1M to $2M"
}

JSON Schema

Full JSON Schema: EndorsementChange.schema.json