PremiumAdjustment

A premium adjustment or modification factor. Represents experience modifications, schedule credits/debits, IRPMs, and similar adjustments.

Structure

Name	Card.	Type	Description
RPremiumAdjustment			A premium adjustment or modification factor.
●type	1..1	CodeableConcept	Type of adjustment (experience-mod, schedule-credit, schedule-debit, IRPM, etc.) terminology
●factor	0..1	`number`	Multiplicative factor (e.g., 0.85 = 15% credit, 1.15 = 15% debit)
●amount	0..1	Money	Fixed dollar adjustment amount
●description	0..1	`string`	Description of the adjustment

json

{
  "type": {
    "text": "Experience Modification"
  },
  "factor": 0.85,
  "description": "15% credit based on 3-year loss history"
}