Insured

An insured entity in the BIND system. Represents the policyholder — a business or individual seeking or holding insurance coverage.

Structure

Name	Card.	Type	Description
RInsured			An insured entity in the BIND system.
●resourceType	1..1	"Insured"	Fixed resource type discriminator
●id	0..1	string	Logical id of this resource.
●meta	0..1	Meta	Metadata about the resource
●status	1..1	active | inactive | prospect	Whether this insured record is currently active
●name	1..1	string	Legal name of the insured entity
●type	1..1	CodeableConcept	Whether the insured is an individual or an organization. terminology
●dba	0..1	string	Doing-business-as name, if different from the legal name.
●taxId	0..1	Coding	Federal Tax Identification Number (EIN or SSN).
●naicsCode	0..1	Coding	NAICS (North American Industry Classification System) code describing the insured's primary business activity.
●sicCode	0..1	Coding	SIC (Standard Industrial Classification) code.
[ ]address	0..*	Address	Physical and mailing addresses
[ ]contact	0..*	ContactPoint	Contact information (phone, email, etc.)
●yearEstablished	0..1	number	Year the business was established.
●employeeCount	0..1	number	Total number of employees.
▾annualRevenue	0..1	object	Annual revenue of the insured entity
●value	1..1	number	Revenue amount
●currency	0..1	string	ISO 4217 currency code.
●website	0..1	string	The entity's website
●entityType	0..1	CodeableConcept	Legal entity type. terminology
●partOf	0..1	Reference	Reference to a parent organization, if this insured is a subsidiary
●individualName	0..1	HumanName	Structured name for individual insureds
●dateOfBirth	0..1	string	Date of birth of the individual insured.
●gender	0..1	CodeableConcept	Gender of the individual insured. terminology
●maritalStatus	0..1	CodeableConcept	Marital status of the individual insured. terminology
●occupation	0..1	string	Occupation of the individual insured
●creditScoreTier	0..1	CodeableConcept	Credit score tier for rating purposes
[ ]lossHistory	0..*	LossHistory	Portable loss history across policies for this insured

Example

{
  "resourceType": "Insured",
  "id": "ins-001",
  "status": "active",
  "name": "Acme Manufacturing Corp",
  "type": "organization",
  "taxId": {
    "system": "urn:oid:2.16.840.1.113883.4.4",
    "value": "12-3456789"
  },
  "naicsCode": {
    "code": "332710",
    "display": "Machine Shops"
  },
  "address": [
    {
      "line": [
        "123 Industrial Blvd"
      ],
      "city": "Hartford",
      "state": "CT",
      "postalCode": "06103"
    }
  ],
  "contact": [
    {
      "system": "email",
      "value": "risk@acme.com",
      "use": "work"
    }
  ],
  "yearEstablished": 1985,
  "annualRevenue": {
    "value": 25000000,
    "currency": "USD"
  }
}

JSON Schema

Full JSON Schema: Insured.schema.json