Quote
A quote represents a carrier's offer to provide insurance coverage at a specified premium. Quotes are produced in response to a Submission and contain the proposed terms, pricing, and conditions.
Structure
| Name | Card. | Type | Description |
|---|---|---|---|
| Quote | A quote represents a carrier's offer to provide insurance coverage at a specified premium. | ||
| resourceType | 1..1 | "Quote" | Fixed resource type discriminator |
| id | 0..1 | string | Logical id of this resource. |
| meta | 0..1 | Meta | Metadata about the resource |
| status | 1..1 | draft | offered | accepted | rejected | expired | bound | superseded | Current status of the quote. |
| submission | 0..1 | Reference | Reference to the submission that triggered this quote |
| insured | 1..1 | Reference | Reference to the insured entity |
| carrier | 1..1 | Reference | Reference to the quoting carrier |
| underwriter | 0..1 | Reference | Reference to the underwriter who prepared this quote |
| proposedEffective | 0..1 | Period | Proposed policy effective period |
| totalPremium | 0..1 | Money | Total annual premium for all coverages. |
| premiumBreakdown | 0..* | PremiumLineItem | Breakdown of premium by line of business |
| quoteDate | 0..1 | string | Date/time the quote was issued. |
| validUntil | 0..1 | string | Date after which this quote is no longer valid. |
| subjectivities | 0..* | Subjectivity | Conditions or subjectivities that must be met before binding |
| termsAndConditions | 0..1 | string | Free-text terms, conditions, or exclusions |
| resultingPolicy | 0..1 | Reference | Reference to the resulting policy, if bound |
| version | 0..1 | number | Quote version number. |
| risks | 0..* | Reference | References to Risk resources included in this quote |
Example
json
{
"resourceType": "Quote",
"id": "qt-2025-042",
"status": "offered",
"submission": {
"reference": "Submission/sub-2025-001"
},
"insured": {
"reference": "Insured/ins-001",
"display": "Acme Manufacturing Corp"
},
"carrier": {
"reference": "Organization/carrier-200",
"display": "Hartford Financial"
},
"proposedEffective": {
"start": "2025-07-01",
"end": "2026-07-01"
},
"totalPremium": {
"value": 85000,
"currency": "USD"
},
"quoteDate": "2025-05-01T14:30:00Z",
"validUntil": "2025-06-15"
}JSON Schema
Full JSON Schema: Quote.schema.json